Free tools / Filing deadline checker

Timely filing limits: when is my claim due?

Pick the insurer and the session date. See the last day to file, and the last day to appeal if you have a decision.

From the EOB or remittance. Used for appeal deadlines.

Things that catch practices out

A rejected claim isn't a filed claim

If the clearinghouse or insurer rejected it at the front door, the clock kept running. Only an accepted claim counts.

Corrections rarely get extra time

Most insurers want corrected claims inside the original limit, counted from the session date.

Your contract can differ

Many insurers set the limit in each provider agreement. If yours says something else, your contract wins.

Late claims can't go to the client

In-network claims denied for late filing usually can't be billed to the client. Keep clearinghouse acceptance reports as proof.

Limits from each insurer's provider manual, policy or state rules, checked October 2026. Sources are linked on each result. General guidance only; your provider agreement comes first.

US-based billers. Every claim checked by me.

Claims sent within 48 hours, rejections worked within 5 working days, for a flat monthly fee. It starts with a free check of your unpaid claims.

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Sadler Billing is not a law firm or a clinical provider. Free tools are for general guidance; always check your insurer contract.