Free tools / Rejection code explainer

What does this denial code mean?

Type the code from your EOB or remittance, like CO-197 or N290. You'll get the meaning in plain English and what to do next.

How to read a denial code

The letters: who pays

CO: the practice absorbs it; don't bill the client. PR: the client owes it. OA and PI: other or insurer-initiated adjustments.

The number: why

The reason the insurer paid less or nothing. It often comes with a remark code (like N290 or MA130) that says exactly what's wrong.

Resend or appeal?

Missing or wrong details: fix and resend a corrected claim. A judgment call by the insurer (like medical necessity): appeal.

The clock is running

Corrections and appeals have their own deadlines. Check them with the filing deadline checker.

Explanations are our own plain-English summaries of the standard claim adjustment and remark codes, written for therapy practices. The official code lists are maintained by X12 and updated several times a year. Checked October 2026.

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Sadler Billing is not a law firm or a clinical provider. Free tools are for general guidance; always check your insurer contract.